Quadratic calls itself an AI spreadsheet. The docs say it combines a familiar spreadsheet and formulas with Python, SQL, and JavaScript. The homepage says you bring in CSVs, Excel files, PDFs, and live databases, then ask in plain English so the product writes formulas, code, and charts. A Personal plan is marked Free. Pro and Business publish annual per-user prices, and a remote MCP connection is described as included on every plan, including the free tier.
Official website · www.quadratichq.com
Quadratic fits a sheet that holds formulas and code together, especially when numbers come from a database or an accounting connection. It is a weaker fit for a static table with no chat writing cells. Docs make the output checkable: a Python cell returns its last line, and SQL results anchor at the SQL cell. Personal sharing and AI usage are both labeled limited, so a team file can hit a wall before Pro.
The docs call Quadratic a modern spreadsheet meant to make data work faster. Quadratic combines a familiar spreadsheet and formulas with the power of AI and modern coding languages like Python, SQL, and JavaScript. You start from a blank sheet or an example. Click a cell and press / to open the command palette and choose a cell type. Formulas are described as relatively referenced. By default, the last line of code is returned to the spreadsheet. One referenced cell becomes a typed variable, and a multi-line reference becomes a DataFrame. Data from your SQL queries is returned to the sheet, anchored at the position of the SQL cell. The docs name an AI assistant and a schema viewer for those queries.
Official documentationOn a first sheet the AI chat is open by default, or you open it from the sparkle item in the sidebar. Simply ask questions in natural language to start writing code, inserting data, and making direct edits to your spreadsheet. The homepage shortens that to plain English that writes formulas, code, and charts. A long VLOOKUP is set beside a shorter Python lookup, which the page calls easier to read. It also says you can open a cell and change the AI's work, and that the analysis method sits in the sheet. No accuracy rate is published. Another line says sorting, filtering, and AI analysis stay fast at 100 million rows.
Official documentationThe homepage says to bring in CSVs, Excel, PDFs, and live databases. Named sources include Postgres, MySQL, Snowflake, BigQuery, MariaDB, MS SQL, CockroachDB, Supabase, and Neon, plus QuickBooks, Google Analytics, Mixpanel, and Plaid. Docs navigation also lists drag-and-drop CSV and Parquet, Excel, and Google Sheets. Connect Plaid to pull balances, transactions, and cash flow from 12,000+ financial institutions, then build budgets that refresh. QuickBooks is described as P&L, balance sheet, and invoice data without a fresh CSV export. The page says sheets can hold data too big for Excel or Google Sheets. It does not publish a query time. Personal plans limit connections, and the pricing page does not number that cap.
Official documentationQuadratic MCP is the product's Model Context Protocol server at https://mcp.quadratichq.com/. A client can read a file, tab, or range, write cells, formulas, and charts, or run Python, SQL, and formulas in the sheet. Setup is pick a client, install, sign in, then chat. Cursor and VS Code have a one-click install. ChatGPT, Claude, and Windsurf have a 30-second setup. Access uses OAuth 2.0, stays inside files you can already open, and can be revoked in settings. Nothing is installed locally. Quadratic MCP is included with every Quadratic plan, including the free tier. You need a Quadratic account and a client, not a second fee. ChatGPT custom connectors are called out separately: they currently require a ChatGPT Plus, Pro, Business, or Enterprise subscription, while Claude, Cursor, or VS Code can use a free tier. An Excel or Google Sheets file can be imported first.
Official documentationIs to connect QuickBooks or Plaid instead of re-exporting a CSV. The homepage describes live P&L, invoices, and Plaid balances from 12,000+ institutions, then a chat answer you can open as a formula or Python cell. The pages do not say which QuickBooks entities sync or how often a refresh fires. Personal connections are limited.
Another suggested use is a warehouse question in the grid. Create a SQL cell and let the assistant draft the query. Data from your SQL queries is returned to the sheet, anchored at the position of the SQL cell. A formula or Python cell can group that result. Postgres, Snowflake, and BigQuery are named, without a per-connection row cap. The 100 million row line is about the sheet. No query approval step is described.
A suggested team path is to build the sheet, then install MCP in Cursor or Claude so an agent can read a range. OAuth keeps it to files you can already open. Pro lifts the Personal sharing cap, and the seat is billed for the whole team. ChatGPT custom connectors need a paid ChatGPT subscription even though Quadratic's free tier includes MCP. Revoke a client in settings to stop it.
Open a blank sheet or an example file. The AI chat is already open on a first sheet, or you use the sparkle item in the sidebar.
Type a natural-language question so the chat writes code or edits cells. For a code cell, click it and press / to open the command palette.
Leave the Python result on the last line so it returns to the sheet. For SQL, the result anchors at the SQL cell.
Check the Personal sharing limit before you invite people. To use another AI app, install MCP and sign in with Quadratic.
The pricing page toggle says yearly saves 10%. Personal is Free. Pro is $18 /user/month, billed annually, with $20 in AI credits / month. Business is $36 /user/month, billed annually, with $40 in AI credits / month. Enterprise is Custom. The free-trial answer says to sign up for a free account rather than describing a timed Pro trial.
Individuals getting started, with the limits shown on the card.
Free.
No charge stated.
A shared workspace that needs the Personal caps lifted.
$18 /user/month, billed annually.
Per user, annual price shown.
Teams that need more AI capacity than Pro.
$36 /user/month, billed annually.
Per user, annual price shown.
Companies that need custom features and support.
Custom.
Contact us.
Sharing is limited on the Personal plan. Upgrading to the Pro plan allows for unlimited shared files. Pro is billed per user for the whole team, and adding a member adds a pro-rated charge for the rest of the period. You can cancel and downgrade at any time. Business includes higher AI usage limits, AI on-demand usage, and all features from Pro. An education plan is confirmed and the discount is not shown here.
You want another analytics spreadsheet in this catalog, not Quadratic's code cells.
Quadratic's public docs put Python, SQL, JavaScript, and formulas in one grid, with results returned to cells. Rows AI is a separate analytics entry. Choose it when that code-cell return path is not the job.
Personal is Free, with limited AI, sharing, files, connections, and support. Testing for free means signing up for a free account, not a timed Pro trial. Paid cards are Pro at $18 /user/month, billed annually, and Business at $36 /user/month, billed annually.
SourceSharing is limited on the Personal plan. Upgrading to the Pro plan allows for unlimited shared files. The FAQ does not give the Personal file count. Pro also lists unlimited files and connections.
SourcePro is billed per user for the whole team, including people already on it. A new member adds a pro-rated charge for the rest of the period. You can cancel and downgrade at any time. No refund window is stated.
SourcePro lists $20 in AI credits / month, additional models, extra privacy controls, and unlimited sharing, files, and connections. Business lists $40 in AI credits / month, on-demand credit purchases, and everything in Pro. The higher AI limit is not given as a request count.
SourceQuadratic MCP is included with every Quadratic plan, including the free tier. ChatGPT custom connectors currently require a paid ChatGPT subscription. Claude, Cursor, or VS Code can use a free tier. The server is remote, uses OAuth 2.0, and needs no local install.
SourceAn education plan exists, and the stored answer does not give a percent off. For AI clients they do state OAuth and a revoke control in settings.
SourceOct 6, 2026 · NavHunt editorial
NavHunt did not run Quadratic, did not open a sheet, and did not connect a database or an AI client. The description uses the homepage, pricing page, getting-started docs, and MCP page reviewed on 2026-10-06. Scale lines, sample prompts, and customer quotes on those pages are the site's material, not NavHunt results. This description is based on Quadratic's official materials reviewed on 2026-10-06.
Start with a blank file or an example, then check sharing and AI-credit limits before you invite a team.